Denver, CO (PRWEB) December 15, 2010
In response to the growing need for relief from debt, local Denver Bankruptcy attorneys Thomas Trunnell and Dean Sellers of Trunnell and Sellers (http://trunnellattorneyatlaw.com) are offering one free Chapter 7 bankruptcy filing per quarter.
According to attorney Trunnell, “The biggest challenge for us is getting people past the notion that they are doing something wrong and in the door so we can help them. By the time most people actually file for bankruptcy, they have already been a qualified client for over a year!”
Before getting into the specifics of who can win this free Chapter 7 bankruptcy, it is first important to go over some of the concerns about filing a Denver bankruptcy in the first place.
While stigmatized in the past, it is well known that bankruptcy is a powerful way of eliminating debt and getting a fresh start. There are some limitations however; multiple filings in a Chapter 7 bankruptcy are (generally) only permitted once every eight years. Therefore, Mr. Trunnell spends much of the free client consultation determining if bankruptcy is the right choice, and if so, what chapter of bankruptcy.
Attorney Trunnell goes on to say “It is important to know that the laws are fair to both the creditor and the individual, and if there is abuse, it’s our job to make sure we don’t take on that case in the first place. We determine which path is best in a non-judgmental manner.”
Also, if the client is facing severe Federal student loans or child support payments, bankruptcy is not going to make those debts go away. The “Free Chapter 7 Bankruptcy” will apply to people with normal credit card, mortgage, medical, car, and other payments they are running way behind on.
Managing partner Thomas Trunnell states, “Bankruptcy filings are often demonized by the credit card companies and other creditors. Our clients here in Denver are often scared and feel like they did something wrong. For almost all of these clients, the real issue is; life happened.” When asked what “life happened” meant to him, Mr. Trunnell stated, ” insurance company cut someone off after they lost a good job they had, or credit cards were used to help a couple survive after they were laid off, and the new salary makes it impossible to catch back up. Mortgage prices stayed high, and the amount the couple could collect went down and down as other people who filed first were foreclosed on, driving prices of homes down and making it cheaper to rent similar homes.”
In a bankruptcy filing, there is a culmination of many bad luck circumstances one has to face, health, economy, divorce, being laid off. The “Free Bankruptcy Filing” is to help the person who has gone through the most get their life back together again. The program is intended to help the person in the worst circumstance a Chapter 7 bankruptcy can solve and help them get back on their feet. Maybe it is being upside down on a car and having $ 15,000 in credit card debt and $ 20,000 in medical expenses. Maybe it is getting over a messy divorce where a person has to live with half the income and twice the debt. The bankruptcy law firm of Trunnell and Sellers wants to help people in need and this is their method of helping the person with the greatest need.
Most Chapter 7 bnkruptcies range between $ 500 and $ 1500. This money can be spent trying to get a new start, or just paying bills that continue to drag the client further underwater. The “Free Bankruptcy Filing” promotion actually covers up to $ 3,000, a pretty complicated Chapter 7 bankruptcy, to be sure.
The firm can be contacted at (720) 356-0115 or through their website at http://trunnellattorneyatlaw.com and always offers a free bankruptcy consultation, even if the new client doesn’t win the free bankruptcy.
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